If you’re healthy and not getting subsidies, ACA plans can be expensive and limiting. Our private options often cost less and offer more flexibility — like PPO access and fewer restrictions.

Generally, people in good health, who are self-employed or independent contractors, and not receiving major government subsidies may qualify. Plans vary by state and provider.

No. COBRA is a temporary extension of your previous employer’s group plan, usually at full cost. Our plans are built from the ground up to fit your current needs — often for significantly less.

Yes — most of our plans include PPO access, so you can choose from a broad national network of doctors and specialists.

Not at all. You’ll be shown your options first. If something looks good, a licensed agent will help you review and finalize — only if it’s a good fit.

Once you choose a plan, enrollment typically takes less than 15 minutes. Coverage can start as soon as the next day, depending on the provider and your state.

Yes. We work with licensed agents and nationally recognized insurance providers who offer private health coverage designed for healthy individuals and families. Every plan follows legal underwriting guidelines and includes real benefits — with transparent terms and no gimmicks.